Director - Senior Credit Analyst for Financial Institutions
Company: Cr--dit Agricole CIB
Location: New York
Posted on: May 16, 2022
|
|
Job Description:
Position SummaryResponsible for processing credit requests and
annual reviews of financial institutions (except banks), consisting
of asset managers, funds (regulated, non-regulated, pension funds
and private equity funds), broker-dealers, clearing houses,
specialty finance and insurance companies based in the Americas.
Key responsibilities- Prepares the complete first level credit
application based on requests received from the Front Office. -
Coordinates closely with the Front Office to gather any information
needed, ensure that credit applications correctly reflect the
credit limits requested, and that such limits are consistent with
the Banks' policies.- Reviews legal documents including trading
agreements (MRA, ISDA, CSA), credit agreements, term sheets,
guarantees and financial covenants when applicable.- Prepares
detailed credit and risk analysis on the underlying
counterparty(ies) based on audited financial statements, interim
reports, presentations, and other sources of private or public
financial information that may be available.- Finalizes the risk
opinion and recommendation in coordination with the supervising
Sector Head.- Prepares credit ratings for submission to the
supervising Sector Head or the Credit Risk Department in Home
Office for final validation.- Submits final credit applications and
any relevant documents to the NY Credit Committee and the Credit
Risk Department in Home Office.- Makes presentations to Credit
Committees (NY and Home Office, as needed).- Coordinates with the
Credit Risk Department in Home Office as needed to provide any
answers or additional information that may be required, and ensure
timely approvals.- Prepares any amendments/modifications/waivers
requested in connection with existing credit facilities or trading
limits.- Processes credit files through the Bank's internal
systems.- Monitors the financial condition of certain
counterparties, such as specialty finance companies and Latin
American pension funds, and elevates any market or credit negative
trends to Sector Head and Senior Management both locally and in
Home Office.- Participates in internal and external audits,
portfolio reviews, and ad hoc projects as needed.- Performs various
operational and administrative functions as needed.Critical skills-
Strong knowledge of the FI sectors, participants, and risk trends
(ideally 7-10 years or more).- Strong interpersonal skills across
functions and geographies.- The ideal candidate will be
collaborative and a team player, but also self-motivated and
independent.- Strong communication skills, both verbal and written,
as the position entails the writing of complete first level credit
applications.- Proficiency in French and/or Spanish is considered
an advantage.Key internal contacts- Senior Management and Credit
Committee members both locally and in Home Office- Credit Risk
teams in Home Office- Front Office teams locally and in Home Office
- Middle and Back office teams locally and in Home Office- Legal
Department
Keywords: Cr--dit Agricole CIB, New York , Director - Senior Credit Analyst for Financial Institutions, Accounting, Auditing , New York, New York
Click
here to apply!
|