Quality Control Manager - Residential Lending
Company: First American International Bank
Posted on: March 13, 2018
Job DescriptionSummary Responsible for the maintenance of the Bank's Residential Loan Quality Control Department, and monitor and work with residential lending staff to enhance the quality of residential mortgage originations, through Quality Control (QC) procedures while ensuring that the Residential Mortgage Group (RMG) is complying with all regulations. The QC Manager must be a detail oriented, self-motivated individual able to work with little to no supervision, manage to deadlines and is expected to assist in the establishment of a quality focused culture for the Bank's residential loan originations. Assures compliance with all Bank policies and procedures, as well as, all applicable state and federal banking regulations.ResponsibilitiesMaintain the Bank's Residential Loan Quality Control Department including updating the Quality Control Program, working procedures, QC audit selection plan, and audit tools/work paper templates.Provide compliance support to other departments, including interpretation of applicable regulations and investor requirements.Review HMDA monthly and submit yearly report. Conduct training for entire department to ensure compliance.Prepare reports and detailed findings from prefunding and post-funding reviews.Review loans prior to commitment to ensure consistency between underwriters.Coordinate and QC loan sales with multiple venders.Identify compliance training needs based on regulatory developments, QC Exam/Audit findings, areas of regulatory focus, and secondary market requirements. Develop, provide and/or assist with training as needed.Complete monthly QC reports for Loan Committee review.Act as Fair Lending Officer and report quarterly to the Loan Committee.Qualifications and SkillsMinimum 5 + years Mortgage Lending Experience; Exposure to all aspects of origination, servicing secondary marketing and mortgage compliance areas preferred.Minimum of 3 years with strong compliance and underwriting background.DE certified preferred. Certification in Regulatory Compliance (e.g. CRCM) preferred.Knowledge of internal mortgage compliance and regulations, audit policy and audit procedures.Experience with and up-to-date knowledge of HMDA.Knowledge of Encompass Loan Operating System preferred.Proven ability to create and present training in a creative and effective format.Excellent interpersonal and project management skills.High ethics.Strong customer service orientation and commitment to providing "WOW!" service to our internal and external customers.Strong interpersonal skills, including the ability to interact and work respectfully and cooperatively with others.Strong communication skills, including the ability to listen, speak and write clearly and concisely, and focus on the recipient's point of view. Commitment to lifelong learning.Understanding of and commitment to upholding FAIB's mission of helping everyone we touch; vision of being a great place to work and bank; and values of high ethics, care, respect, teamwork, friendship and fun. Company DescriptionAt First American International Bank (FAIB), our mission is to help everyone we touch live a happy, healthy and financially enriched life. We are looking for great people to help us achieve that mission, people who value and embody high ethical standards, superior customer care, mutual respect, teamwork, friendship and fun! FAIB started in 1999, with the dream of bringing meaningful banking services and financial guidance to the Chinese American immigrant community. Today, FAIB is the largest locally-owned Chinese American community bank in New York, with offices in Brooklyn, Queens and Chinatown (Manhattan), offering a full array of consumer and business banking products and services. FAIB is certified as a Community Development Financial Institution (CDFI), designated as a Minority Bank, a member of the Federal Deposit Insurance Corporation (FDIC) and an equal housing lender. We offer employees competitive compensation; a collegial, supportive, fun and caring work culture; opportunities for life-long learning and career advancement; and comprehensive benefits, including medical, dental and vision care, a 401(k) plan, and pre-tax transit benefits. FAIB values diversity and is an Equal Opportunity Employer.
Keywords: First American International Bank, New York, Quality Control Manager - Residential Lending, Accounting, Auditing, Brooklyn, New York
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