SVP, Credit Portfolio Group Manager - Unsecured Lending - Hybrid
Company: Citi
Location: Lincoln Park
Posted on: June 25, 2022
Job Description:
The Credit Portfolio Group Manager is a senior management-level
position responsible for accomplishing results through the
management of a team to lead Citi's growth in unsecured loans (PIL)
and to monitor portfolio risk in partnership with the broader risk
management group. The team is looking for a high-energy individual
who is looking to make a contributions
at-scale.Responsibilities:
- Lead and develop a team of risk analysts and manage critical
and large professional disciplinary areas
- Own and develop quantitative risk framework and associated risk
analytics to optimize targeting and underwriting strategies
- Develop risk framework and design credit policy for new,
innovative lending features and products
- Collaborate with Marketing, Product, Finance, and Legal to
drive new projects including new product launch, enhanced tech
capabilities, improving business profitability to mention a
few
- Develop and test experimental designs, sampling techniques, and
analytical methods to identify underserved segments within risk
appetite -boundaries and -prepare the test data for processing by
organizing information, checking for any inaccuracies, and
adjusting / weighting the raw test results to design credit
policies while balancing risk and return
- Communicate policy changes and test recommendations, program
approvals, performance trends with business partners, senior
management and external regulators
- Lead multiple cross-functional projects simultaneously through
effective project management. Create, update, and track project
plans for multiple deliverables
- Communicate clearly and effectively to technical and
non-technical audience
- Innovate and build insightful reports for Approve/decline and
line/loan assignment decisions
- Leverage probabilities, distributions and decision trees to
perform risk, financial and data analyses including profiling,
performance, forecasting and new program due diligence
- Establish and leverage cross-functional partnerships and
network with key internal partners (Product, Marketing, Governance,
Execution and Decision Management)
- Drive agenda through influence by preparing risk management
presentations for senior management that include analytics on
expected portfolio performance and areas of potential risk and/or
opportunity
- Break down abstract problems into actionable analysis and
comfortable working in an ambiguous, fast paced
environmentQualifications:
- 10+ years of experience in credit risk management or equivalent
training
- Experience in the financial services industry and experience
with unsecured loans or credit cards
- Experience with analytical or data management tools (e.g. SAS,
SQL, R, Tableau, COGNOS)
- Demonstrated accountability for delivery of a full range of
services to one or more businesses/geographic regions
- Demonstrated ability to synthesize, prioritize and drive
results with urgency
- Ability to obtain support and buy-in across a wide range of
internal and external audienceEducation:
- Bachelor's degree/University degree or equivalent
experience
- Master's degree
preferred-------------------------------------------------Job
Family Group: Risk
Management-------------------------------------------------Job
Family:Credit & Portfolio Risk
Management------------------------------------------------------Time
Type:Full
time------------------------------------------------------Citi is
an equal opportunity and affirmative action employer.Qualified
applicants will receive consideration without regard to their race,
color, religion, sex, sexual orientation, gender identity, national
origin, disability, or status as a protected veteran.Citigroup Inc.
and its subsidiaries ("Citi") invite all qualified interested
applicants to apply for career opportunities. If you are a person
with a disability and need a reasonable accommodation to use our
search tools and/or apply for a career opportunity review .View the
"" poster. View the .View the .View the
-----------------------------Effective November 1, 2021, Citi
requires that all successful applicants for positions located in
the United States or Puerto Rico be fully vaccinated against
COVID-19 as a condition of employment and provide proof of such
vaccination prior to commencement of employment.
Keywords: Citi, New York , SVP, Credit Portfolio Group Manager - Unsecured Lending - Hybrid, Executive , Lincoln Park, New York
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