1st Line Credit Management Vice President - Corporate & Investment Banking (C&IB)
Company: Santander Holdings USA Inc
Location: New York
Posted on: January 27, 2023
Job Description:
1st Line Credit Management Vice President - Corporate &
Investment Banking (C&IB)New York, United States of AmericaWHAT
YOU WILL BE DOINGResponsibilities:
- Portfolio management of an assigned portfolio of large
corporate clients including, covenant monitoring, early action memo
on critical events, and periodic borrower reviews
- Become the subject matter expert of an assigned portfolio
through close following of company developments, press releases and
news reports
- Manage transactions from start to finish including borrower
ratings, transaction analysis, financial modelling, and
presentation to credit committee
- Lead the underwriting of complex transactions including
mergers, acquisitions and divestitures
- Identify risk and mitigants. Be able to articulate them through
written word and through incorporating them into the financial
model
- Navigate the internal approval process including ensuring
accurate and timely completion of credit applications, borrower
rating applications, annual and quarterly reviews
- Own the credit approval process, ensuring client requests are
process through risk in a timely manner, meeting or exceeding
client expectations
- Reviews relevant deal documents / information provided by
Company / Sponsor, and third-party research reports
- Review credit documentation and synthesize into key terms and
conditions, including syndicated and bilateral credit agreements,
trade agreements, security agreements and ISDA/CSAs
- Develop credit recommendations which include clear views of
credit structures and borrower's risks
- Mentor junior Credit Professionals, assisting in their
development of credit and interpersonal skills
- Provides support to the broader Credit Team on continuous
improvement initiatives and that support loan growth and efficiency
objectivesQualifications:
- Bachelor's Degree or equivalent work experience - Finance,
Accounting, Management, Economics, or equivalent field (Completion
of a Formal Credit Training Program, MBA or CFA Charter is a
Plus)
- 9+ years - Experience with underwriting loan transactions and
portfolio management
- Strong financial modeling and analytical skills
- Experienced in corporate valuation including Discounted Cash
Flows analysis
- Good verbal and written communication skills.
- Ability to work in a fast-paced environment with little
supervision and simultaneously manage multiple projects
- Ability to influence others, including management, by
persuasively presenting thoughts and ideas to gain commitment and
agreement for proposed ideas and solutions
- Proficient in Microsoft Office, including Word, Excel and
PowerPointDiversity & EEO Statements: At Santander, we value and
respect differences in our workforce and strive to increase the
diversity of our teams. We actively encourage everyone to
apply.Santander is an equal opportunity employer. All qualified
applicants will receive consideration for employment without regard
to race, color, religion, sex, sexual orientation, gender identity,
national origin, genetics, disability, age, veteran status or any
other characteristic protected by law.Working Conditions: Frequent
Minimal physical effort such as sitting, standing and walking.
Occasional moving and lifting equipment and furniture is required
to support onsite and offsite meeting setup and teardown.
Physically capable of lifting up to fifty pounds, able to bend,
kneel, climb ladders.Employer Rights: This job description does not
list all of the job duties of the job. You may be asked by your
supervisors or managers to perform other duties. You may be
evaluated in part based upon your performance of the tasks listed
in this job description. The employer has the right to revise this
job description at any time. This job description is not a contract
for employment and either you or the employer may terminate at any
time for any reason.For NYC Job Applicants: The base annual salary
range for this position is $126,000-$165,000. The exact
compensation may vary based on skills, experience, training,
licensure and certifications and location. English
Primary Location: -New York, New York, United States of America
Other Locations: -New York-New York
Organization: -Banco Santander S.A.
Keywords: Santander Holdings USA Inc, New York , 1st Line Credit Management Vice President - Corporate & Investment Banking (C&IB), Executive , New York, New York
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