Field Credit Analyst

Company: Westlake Services, LLC
Location: New York
Posted on: November 26, 2022

Job Description:

Westlake Services, LLC - Home Office
New York City, NY, USA
Responsible for all aspects of underwriting in the Acquisitions unit to effect maximum possible profitability on a Westlake Financial deal. Reports to VP of Dealer Originations ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Calls and Visits Dealerships to capture deals that might not be coming to Westlake.
• Field Underwriting and Buying
• Deal Exception Authority
• All aspects of underwriting including credit report analysis, income calculation, book value calculation, scoring of the buy program, analyzing stips for validity (not fraudulent) and in general assuring that the deal makes sense for Westlake to put on the books.
• Could interact with customers, dealers, field reps, and various other outside entities (employers, other creditors, etc) to fully investigate the deal.
• Accountable for deal performance through tracking of early charge offs and credit adjusted yield in buyers portfolio. ESSENTIAL KNOWLEDGE, SKILL & LICENSES:
• Must have excellent communication/interpersonal skills
• Solid Critical Thinking abilities
• Able to problem solve
• Supervision/leadership abilities
• Ability to work under pressure and in a fast paced environment
• Ability to adapt to change EDUCATION AND/OR EXPERIENCE:
• Minimum 2 year college
• This positions requires traveling MACHINES, OFFICE EQUIPMENT & SOFTWARE:
• Daybreak or other retail consumer servicing systems.
• Web navigation and/or web-based applications.
• Personal computer: Microsoft Word, Excel, and Outlook.
• 10-key calculator and QWERTY keyboard skills.
• Copier, Faxing & other general office supplies. Compensation: This role offers a competitive salary, plus a bonus pay plan. This a pay for performance structure, where you will directly affect your total compensation. Every Full Time position at Westlake Financial offers the following:
• Medical, Dental, and Vision benefits
• Life Insurance, Flexible Spending Account
• 401K matching
• Employee Stock Ownership Program in a $14.2 Billion Company, plus company matching
• Wellness Program
• Metro Tap Card and Metro-link Reimbursement
• Westlake University, Certification Programs
• Discounts on Parks, Museums, Movie Tickets, and Attractions
• AT&T Wireless Discounts
• Employee Loan Assistance
• Paid Vacations Days
• Paid Sick days
• Paid holidays
• Rental Car Discounts
• Dell Member Purchase Program
• UKG Wallet
  ACKNOWLEDGMENTSWe will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles Fair Chance Initiative for Hiring Ordinance.We are an equal opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law. Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of the organization.

Keywords: Westlake Services, LLC, New York , Field Credit Analyst, IT / Software / Systems , New York, New York