Senior Credit Analyst

Company: APPLE BANK FOR SAVINGS
Location: New York
Posted on: May 16, 2022

Job Description:

Senior Credit AnalystHybrid/ManhattanWe are seeking an experienced Senior Credit Analyst to join our Underwriting team. Candidate should have a background in Commercial and Industrial credits to assess the credit risk on new lending opportunities. The C Portfolio contains lending programs in Aviation related, receivable/factoring, project finance, ABL, and export credit. The Bank's C portfolio consists of large multinational corporate credits, aviation related, energy and infrastructure, specialty finance, commodity supply chain, international banks, export credit transactions, and a newly establish asset based lending program for SME customers.ESSENTIAL DUTIES AND RESPONSIBILITIESPerform Underwriting and credit analysis on new transaction opportunities.Credit transaction analysis inclusive of financial analysis of the borrower and/or guarantor, insurer, and export credit agency.Perform collateral analysis/LTV.Prepare projections (base and downside) at origination.Assess compliance with covenantsReport exceptions to policy, and changes to internal risk rating.Assess industry/market/external factors impact on the credit transaction.Assist Head of Underwriting with adhoc Sr. Managerial requests.SKILLS, EDUCATION AND EXPERIENCE Minimum of 6 years of commercial & industrial (C) credit experience only, with large bank experience preferred.Aviation financial analysis a plus.Advanced analytical and financial modeling capability.Must be proficient in MS suite of products (Word, Excel, & PowerPoint).Candidate would possess strong communication skills (verbalwritten).Demonstrated interpersonal skills, and proven ability to work in a team environment.Preferred Finance, or economics educational background.Apple Bank offers Medical/Dental, Vision, 401k and Tuition Reimbursement to full time employees.We are an equal opportunity employer and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, military and/or veteran status, or any other Federal or State legally-protected classes.All new hires must be fully vaccinated with a COVID-19 vaccine in order to work at Apple Bank. Candidates are responsible for showing proof of these vaccinations during their onboarding period. Reasonable accommodations will be considered for disabled applicants and employees with medical documentation establishing they should not be vaccinated and for those with sincerely held religious beliefs that prevent vaccination. If you need to request a reasonable accommodation, please contact talentacquisition@applebank.com.

Keywords: APPLE BANK FOR SAVINGS, New York , Senior Credit Analyst, Professions , New York, New York